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April 6, 2019

“Managing wealth is an advanced form of financial planning, providing additional services and resources into Asset Protection and Estate Planning, taxation advice, risk and asset management strategies. It is an all-encompassing form of planning, done holistically, unique to each client’s goals AND values, concerns, the economic environment, profession and potential liabilities.”


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March 13, 2019

The path to success in many areas of life is paved with continual hard work, intense activity, and a day-to-day focus on results. However, for many investors who adopt this approach to managing their
wealth, that can be turned upside down.


The Chinese philosophy of Taoism has a phrase for this:
“wei wu-wei.” In English, this translates as “do without doing.” It means that in some areas of life, such as investing, greater activity does not necessarily translate into better results.
In Taoism, students are taught to let go of things they cannot control. To use an analogy, when you plant a tree, you choose a sunny spot with good soil and water. Apart from regular pruning, you let the tree grow.

This doesn’t mean that we should always do nothing. In fact, insights from financial science suggest you should direct your investment efforts to the things you can control. These include taking account of your own preferences and sensitivities when choosing investment strategies, diversifying your allocation to moderate the ups and downs, being mindful of the impact of fees, and exercising discipline when emotions threaten to blow you off course.

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March 13, 2019

Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be
an important factor in making any major financial decision.


People rely on a lot of different information about costs to help inform these decisions. When you buy a car, for example, the sticker price indicates approximately how much you can expect to pay for the car itself. But the costs of car ownership do not end there. Taxes, insurance, fuel, routine maintenance, and unexpected repairs are also important considerations in the overall cost of a car. Some of these costs are easily observed, while others are more difficult to assess. Similarly, when investing in mutual funds, different variables need to be considered to evaluate how cost‐effective a strategy may be for a particular investor.

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March 12, 2019

“Bookstores and online retailers are filled with financial self-help books and literature: Finance for dummies, How to invest and get rich quick, Financial planning for women, for men, for kids, for couples, you name it. Let’s also not forget the “world wide web” filled with opinions and advice columns on how to handle our money and finances. The world certainly does not need more financial information, but I would argue, we do need more financial insight into aligning our lives and our money with our deepest values and plan “from the heart” rather than from the head.”


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